Providing a Real Solution to Manage Your Family's Financial Future

Get Your Copy of "Wealth Without the Bank or Wall Street"
For Just $19.99 

(Plus shipping and handling)

*After ordering your copy of "Wealth Without The Bank or Wall Street" you will receive an email with access to the digital download of the first 5 chapters of the book.

- Larry Travnicek

How you'll find freedom...

  • By not having to ask the bank for money.
  • By avoiding risk of the stock market.
  • To use your money before you are 60 yrs old to invest in real estate, start a business, put braces on the kids, donate to a non-profit or go on vacation.
  • To start at any age, you are never to old.
  • With a guaranteed system that is sustainable to you and your family.
  • And much more!

Get Your Copy of the "Wealth Without the Bank or Wall Street" Book for Just $19.99 
(Plus shipping and handling)


After reading Mary Jo’s book, I was excited and I talked with my agent about this. I’ve always had a good relationship with my agent - I like the guy and he had set up good policies in the past. I shared Farming Without The Bank with him and when it came to setting up the policy, I could tell he didn’t get it. The numbers weren’t adding up.

So, I called Mary Jo and we “hit the ground running” so to speak. Looking back, I know I saved myself a lot of time and headaches. My policy is doing exactly what Mary Jo said it would and it’s the best thing I’ve ever done for my financial setup.

-Todd W., Arkansas

I read your book in one sitting the day I received it in the mail. And it has been stewing in the back of my mind since I finished it. 

- Mandy Thomas, South Dakota​

"I finished the book this weekend. I really enjoyed it and found the examples/tables easier to understand.

-M. Davis

About working with Mary Jo: But again - thank you for all you do for us and all your patience and kindness in dealing with us (me) 😉 we couldn't do it without you! 🙂 

- Naleta F. - Colorado

Thank you for writing your book, otherwise, I would be depending on 401k crap.

- Angie Burkhart

Frequently Asked Questions

How old is this concept?

What if I am not insurable?

Why haven't I ever heard of this?

Can I use policies I already have?

How is human life value calculated?

What if I am still skeptical?

Is it ok to start small?

What is a "key man" policy?

Live life. Differently.

(701) 751-3917

PO Box 2351
Bismarck ND 58502