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Without The Bank Podcast
We have a 103 year-old banking problem throughout the business industry, and most business owners have become complacent about it. We talk about this problem and how it’s affecting businesses by allowing the bank to have control. You may never get rid of the bank completely, but you can sure try. The bank should be plan B, not plan A, and you can make that happen. This takes time, but you have to get started. Listen to hear how this banking problem began and what the solution is.
Recent Episodes
The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.
This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.
What if your family stopped sending money to the bank — and started building your OWN banking system instead?
In this episode, Tarisa walks through a REAL 3-generation infinite banking case study: a Tennessee farming family where grandpa, son, and grandson all have policies working for them simultaneously.
Here’s what the numbers actually show: 📌 Grandpa (started in his 50s): Paid $533K → $774K in cash value + $979K death benefit 📌 Son (started in his mid-20s): Paid $357K → $1.17M in cash value + $1.4M death benefit 📌 Grandson (policy started before age 2): Paid ~$100K → $582K in cash value + $703K death benefit
TOTAL: ~$991K paid in premiums → $2.5M+ in accessible cash value
This is what the infinite banking concept looks like across generations — a self-sustaining family ecosystem of tax-advantaged, contractually-guaranteed, compounding wealth.
In this episode: ✅ Real numbers from a real family (no fluff) ✅ Why it’s NOT too late to start in your 50s ✅ The power of starting a policy on your child before age 2 ✅ How inherited death benefits get recycled into the NEXT generation’s policies ✅ Why storing money in a properly structured whole life policy beats a bank account
👉 Subscribe Here: https://www.youtube.com/channel/UCXYvzroUouEMsTGKFw5nJHQ 👉 Get the book: https://www.withoutthebank.com/book
0:00 The Numbers That Started It All 0:31 Welcome to Without the Bank 0:47 How Banks Get Rich Off Your Family 2:27 Meet the Tennessee Farming Family 4:46 Setting Up a 3-Generation Banking System 7:19 How Infinite Banking Policies Actually Work 8:35 Generation 1: Grandpa (Starting in His 50s) 10:00 Generation 2: The Son (Starting in His 20s) 11:07 Generation 3: The Grandson (Before Age 2) 12:06 The Legacy Transfer: What Happens When Grandpa Passes 13:14 Total Numbers: $991K Paid → $2.5M in Cash Value 14:40 How to Get Started (Any Budget) 15:49 Building a Family Cash Ecosystem 18:00 Guaranteed Growth & What Happens at Age 121 18:48 Final Thoughts & How to Reach Tarisa
