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Without The Bank Podcast
We have a 103 year-old banking problem throughout the business industry, and most business owners have become complacent about it. We talk about this problem and how it’s affecting businesses by allowing the bank to have control. You may never get rid of the bank completely, but you can sure try. The bank should be plan B, not plan A, and you can make that happen. This takes time, but you have to get started. Listen to hear how this banking problem began and what the solution is.
Recent Episodes

The archaic system of giving up money today, taking on risk, and hoping to retire is B.S.
This podcast seeks to help make you responsible for your money and your future. You are the one who cares more about it than anyone else. I am here to help you and provide the honesty you need. No sugar coating. No false claims. Just straight up truth.
Most buyers never see the new construction tax trap coming — until their mortgage jumps $800 overnight. Today we’re breaking it all down with no fluff.
Mary Jo Irmen sits down with Jordan Nutter, VP of Creator Collective at NFM Lending, for a deep-dive on exactly what lenders don’t volunteer — from hidden fees and escrow traps to what you absolutely cannot do with your Social Security number before closing.
Whether you’re buying your first home or your fifth, this episode will change how you approach your next mortgage.
📌 EPISODE BREAKDOWN:
0:00 – Teaser: When a mortgage jumps $800/month 1:45 – Meet Jordan Nutter (VP, NFM Lending) 4:00 – First-Time Homebuyer 101: Is your rent already a mortgage? 7:00 – The new construction tax trap most lenders exploit 11:25 – Hidden lender fees: origination, discount points, what’s real 15:00 – How to compare lenders (and pick BEFORE going under contract) 17:00 – Loan servicing & sold mortgages: what happens after you close 22:35 – The Rocket Mortgage & realtor kickback warning 28:15 – Escrow accounts: should you waive yours? 31:35 – What NOT to do before closing (the SSN rule that saves your loan) 38:43 – Jumbo loans explained 41:10 – ARM loans: when they save you and when they destroy you 45:17 – Assumable mortgages: the buyer’s secret weapon right now 49:29 – How to reach Jordan + free consultation
🔗 FIND JORDAN NUTTER:
📱 Instagram, Facebook, YouTube & TikTok: @anotherhomeloan 💬 Free consultation (no charge for the call): schedule through her social profiles
📩 CONTACT MARY JO: maryjo@withoutthebank.com
🔔 New episodes drop weekly. Hit Subscribe so you never miss one.
#mortgage #firsttimehomebuyer #homebuying #withoutthebank #mortgagetips
Audio Production by Podsworth Media – https://podsworth.com


